Bridge Bank Provides Construction Financing of Custom Luxury Homes in Atherton, California


SAN JOSE, CA--(Marketwire - November 20, 2009) - Bridge Capital Holdings (NASDAQ: BBNK), whose subsidiary is Bridge Bank, National Association, a full-service business bank headquartered in Silicon Valley, announced today it has provided construction financing to two local premier developers for the construction of custom luxury homes in Atherton, California.

Jeff Wise of Wise Building Company and Oskar Kalbali of KAL Construction have each been in business for more than 10 years and clients of the Bank for multiple projects. Bridge Bank provided financing for the construction of the speculative project homes that recently sold at the high end of the market in the exclusive area of Atherton, CA. The Wall Street Journal recognized these developers in an article earlier this month, which attest that both of these developers have successfully created a niche in the development of luxury, custom homes that are sought out by those individuals interested in living in this prestigious locale.

"Bridge Bank is proud to work with top tier developers like Wise Building Company and KAL Construction," said Kimberly Rysyk, Senior Vice President, Construction and Commercial Real Estate Division at Bridge Bank N.A. "They both demonstrated their ability to perform in a difficult market by delivering exceptional homes to the marketplace. We are thrilled to be able to provide financing options for those developers that have proven they know the market and can deliver high quality homes."

Bridge Bank specializes in providing superior service and customized banking solutions to small and middle-market, and emerging technology business in Silicon Valley, California and the Nation. The Bank's product offerings include 24/7 internet-based business cash and treasury management, online account statement and item imaging, remote deposit capture, commercial lines of credit, growth capital financing, commercial real estate financing, international Export-Import financing and foreign exchange payment services, construction loans, Small Business Administration 7(a) and 504 loans as an SBA Preferred Lender Participant-accredited direct lender, and factoring and asset-based loans through its Bridge Capital Finance Group.

About Wise Building Company

Wise Building Company designs and constructs fine estate homes for families searching for the very best. Their homes exude a warmth and beauty that transports you to a time when homes were built to last forever. With a passion for old-world craftsmanship and detailing reminiscent of a bygone era, Wise Building Company creates homes that become a legacy that lasts through generations. Visit them on the web at WiseBuilding.com.

About KAL Construction, Inc.

KAL Construction, Inc., has been designing and building custom homes for over a decade. They believe that truly superior homes are timeless. They work with discriminating clients to handcraft quality estates and are unique to their lifestyle and reflect their character. Each project is one-of-a-kind and built to our own elevated standards. Visit them on the web at www.kalconstructioninc.com.

About Bridge Capital Holdings

Bridge Capital Holdings is the holding company for Bridge Bank, National Association. Bridge Capital Holdings was formed on October 1, 2004 and holds a Global Select listing on The NASDAQ Stock Market under the trading symbol BBNK. For additional information, visit the Bridge Capital Holdings website at www.bridgecapitalholdings.com.

About Bridge Bank, N.A.

Bridge Bank, N.A. is Silicon Valley's full-service professional business bank. The Bank is dedicated to meeting the financial needs of small, middle-market, and emerging technology businesses. Bridge Bank provides its clients with a comprehensive package of business banking solutions delivered through experienced, professional bankers. Visit Bridge Bank on the web at www.bridgebank.com.

Forward-Looking Statements

Certain matters discussed in this press release constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, and are subject to the safe harbors created by that Act. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words "believe," "expect," "anticipate," "intend," "plan," "estimate," or words of similar meaning, or future or conditional verbs such as "will," "would," "should," "could," or "may." Forward-looking statements describe future plans, strategies and expectations. Forward-looking statements are based on currently available information, expectations, assumptions, projections, and management's judgment about the Company, the banking industry and general economic conditions. These forward-looking statements are not guarantees of future performance, nor should they be relied upon as representing management's views as of any subsequent date. Future events are difficult to predict, and the expectations described above are necessarily subject to risk and uncertainty that may cause actual results to differ materially and adversely.

Forward-looking statements involve significant risks and uncertainties and actual results may differ materially from those presented, either expressed or implied, in this press release. Factors that might cause such differences include, but are not limited to: the Company's ability to successfully execute its business plans and achieve its objectives; changes in general economic, real estate and financial market conditions, either nationally or locally in areas in which the Company conducts its operations; changes in interest rates; new litigation or changes in existing litigation; future credit loss experience; increased competitive challenges and expanding product and pricing pressures among financial institutions; legislation or regulatory changes which adversely affect the Company's operations or business; loss of key personnel; changes in accounting policies or procedures as may be required by the Financial Accounting Standards Board or other regulatory agencies; and the ability to satisfy requirements related to the Sarbanes-Oxley Act and other regulation on internal control.

The reader should refer to the more complete discussion of such risks in Bridge Capital Holdings' annual reports on Forms 10-K and quarterly reports on Forms 10-Q on file with the Securities and Exchange Commission. The Company undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances.